Loans and Credit

Can you change the length of your loan? In my experience, the answer is yes. By extending or modifying the tenure of your loan, you can reduce your monthly payment or have additional time to repay a debt.  However, this is only sometimes possible, and term extensions may result in increased interest payments throughout the […]

Would you want to know how much savings I should have? From what I’ve seen, the right amount of savings accounts is different for each person, but having more than one may be a good idea in many situations.  There is no maximum number of savings accounts an individual may maintain. The important thing is

Would you like to know how many savings pods are current? Well, from what I’ve seen, the most that each savings pod can hold is $2,000. Customers can buy up to three savings pods, which cost a total of $6,000.  Your Savings Pods can earn you up to 4.00% Annual Percentage Yield (“APY”) on amounts

Would you want to know if savings bonds can be transferred to another person? When you transfer a savings bond, you should think about taxes.   Long ago, my husband’s dad had a lot of savings bonds that he bought in the 1990s and early 2000s. I did what he asked and found my worth. He’d

Would you want to know if a savings account can receive wire transfers? You may have needed to send or receive money quickly more than once.  It can be challenging to send money quickly, like when you’re in trouble with the law, have a big medical bill, or need a quick trip. These days, though,