Loans and Credit

Do you want to know the length of the USDA loan? My experience has shown that buyers considering obtaining a USDA loan frequently want to know how long it takes to close. Every case of purchasing a property is unique. However, after you sign a contract to buy, the USDA loan application procedure might take […]

Do you want to know the length of the FHA loan? My experience tells me that a mortgage loan with FHA insurance has a maximum payback duration of 30 years.  However, what does that mean?  This is a breakdown of the duration of the FHA loan mortgage payback period as it relates to you, the

Would you want to know if hedging is a good strategy? I can affirm, based on my personal experience, that hedging is an effective strategy for limiting losses and securing profits.  The approach can be implemented to endure challenging market periods. However, hedging can be learned and implemented by retail investors and retail traders, NOT

Would you want to know how to evaluate hedging strategies? From what I’ve seen, First, write down your hedging problem, your goals, and any limits you have.  For example, what kind of risk you want to hedge, where it comes from, how big it is, what amount of risk reduction or return increase you want

Do you want to know if a write-off is bad for your credit? My experience indicates that receiving a debt write-off will negatively affect your credit score going forward for a maximum of six years.  For further details, view our credit reports and fact page on credit reference agencies. When a creditor writes off a

Would you want to know how long a late mortgage payment credit report is? From what I’ve experienced, Your credit report will show late payments on it for seven years from the date of the original late fee.  You can pay off late bills, but the delinquent payment will stay on your credit report for

Would you want to know how long can mortgage payments be deferred? In my experience, mortgage payments are usually put on hold for three to six months.  However, the length of time could be longer or shorter based on your finances. When the suspension is over, borrowers can repay the amount they missed in a

Do you want to know how a 100% tax write-off works? Have you ever thought about what a “write-off” really means? And how does a tax deduction of 100% work? My knowledge leads me to believe that any legitimate expense that may be deducted from one’s taxable income during tax time is a write-off.  This

Would you want to know about hedging strategies in the stock market? Hedging means taking out more than one position simultaneously to protect your stock from changes in the market that could be risky or unclear.  To do this, you must balance losses in one spot with gains in another. Hedging techniques are meant to

Would you want to know about hedging strategies for currency risk? From what I’ve seen, the hedging strategy is a trading method that shields a business from potential losses by protecting its position in a currency pair by using currency options to assure minimal risk in exchange for low returns.  Depending on the investment or