Loans and Credit

Do you want to know how much a loan to value for refinance? Based on my experience, whether you are buying or refinancing.  With an LTV of 80% or lower, you are eligible for lower mortgage/refi rates and more favorable terms. You can take several steps to lower your LTV, including working with a financial […]

Would you want to know how many savings accounts Chase offers? The Chase Savings account and the Chase Premier Savings account are the two primary savings account alternatives that Chase offers, in my experience. If you qualify for the relationship rate, you will receive a greater yield from the premier account. You must link this

Do you want to know how long is a typical motorcycle loan? My experience has shown that it often takes between 12 and 60 months. A longer term will save monthly payments, but the borrower will pay more interest throughout the loan. That’s not all, though. Let’s examine motorcycle loans in greater detail, including how

Would you want to know how savings bank interest is calculated? I know that the formula for figuring out simple interest is: Interest = P * R * T. P = The principal amount, which is the sum at the start.  R = Interest rate, which is generally given as a number every year. T

Would you want to know how to write off your car? You may be losing money if you are contemplating purchasing a vehicle for your business but have yet to learn how to write off a car as a business expense. The kind of business that files an insurance claim usually determines whether a car

Would you like to know how to claim actual car expenses? Based on my personal experience, the actual expenses method is straightforward.  As its name implies, it entails totaling all the money on vehicle operation. Following this, the percentage of the vehicle’s usage for commerce is multiplied by this value. As its name implies, the

Do you want to know if the loan length affects the interest rate? From what I’ve seen, yes, the longer the term of your loan, the more interest you will pay. Loans with shorter terms generally cost less in interest, but the monthly payments are higher than loans with more extended periods. But a lot

Would you want to know if everyone qualifies for debt relief? My experience tells me that while debt reduction can help, there are more suitable solutions for everyone.  Although it isn’t appropriate for everyone, the Debt Settlement technique may be used in various financial situations due to its flexibility. There isn’t a better way to

Do you want to know if the length of a loan affects your credit score? Based on personal experience, obtaining a loan can have favorable and unfavorable consequences for one’s credit rating.  Engaging in loan activity does not, by itself, have an adverse effect on one’s credit score. However, this may result in a transient

Do you want to know if mortgage payments start right away? My experience has shown that since mortgages are paid on the first of each month and in arrears, you usually get your first payment on the first of the following month after moving into your new house for 30 days.  Accordingly, your first payment