Would you want to know about savings or debt first? Saving vs. paying off debt—it’s a balancing act that many of us confront, in my experience.  But how can you strike that balance in your own life? The answer is dependent, in part, on whether you have enough money set aside for emergency savings and […]

Do you want to know about savings or brokerage accounts? A brokerage account functions as an investment account where you may buy securities like stocks, bonds, mutual funds, and more.  A savings account is a type of financial instrument that is more liquid than a checking account and can yield interest.  Do you need help

Do you want to know the length of the SBA loan? From experience, I noticed Many inquire, “How long does an SBA loan take?”. Answer: It varies on company kind, location, and credit score.  However, most business owners must wait 30-180 days for grant or loan approval. This post will explain SBA loan stages, how

Do you want to know the length of the USDA loan? My experience has shown that buyers considering obtaining a USDA loan frequently want to know how long it takes to close. Every case of purchasing a property is unique. However, after you sign a contract to buy, the USDA loan application procedure might take

Do you want to know the length of the FHA loan? My experience tells me that a mortgage loan with FHA insurance has a maximum payback duration of 30 years.  However, what does that mean?  This is a breakdown of the duration of the FHA loan mortgage payback period as it relates to you, the

Would you want to know if hedging is a good strategy? I can affirm, based on my personal experience, that hedging is an effective strategy for limiting losses and securing profits.  The approach can be implemented to endure challenging market periods. However, hedging can be learned and implemented by retail investors and retail traders, NOT

Would you want to know how to evaluate hedging strategies? From what I’ve seen, First, write down your hedging problem, your goals, and any limits you have.  For example, what kind of risk you want to hedge, where it comes from, how big it is, what amount of risk reduction or return increase you want

Do you want to know if a write-off is bad for your credit? My experience indicates that receiving a debt write-off will negatively affect your credit score going forward for a maximum of six years.  For further details, view our credit reports and fact page on credit reference agencies. When a creditor writes off a