Can I pay back equity? You are not obligated to make mandatory payments on any lifelong mortgage while alive. Furthermore, all lifetime mortgages approved by the Equity Release Council require that the lender not ask for the money back early. Even if property prices drop, interest rates rise, or the lender ceases to trade. You […]
Do You Have To Pay Back Equity Read More »
Would you want to know about the debt-income ratio mortgage? Lenders use the debt-to-income (DTI) ratio to measure their borrowing risk. The percentage of your gross monthly income goes toward paying your monthly debt obligations. A low debt-to-income (DTI) ratio indicates a healthy balance between debt and income. In other words, if your DTI ratio
Debt-Income Ratio Mortgage Read More »
Would you want to know if inheritance gets taxed? In general, based on my experience—and this may vary by state—your inheritance may or may not be taxed. A number of variables, such as the state the dead resided in and the nature of your relationship with them, will determine if and how much inheritance tax
Does Inheritance Get Taxed? Read More »
Would you like to know about debt relief and taxes? The repercussions of unpaid taxes are severe. You have a debt if you borrow money and are legally compelled to repay a specific or determinable amount in the future. This can be in the form of a loan or a credit card balance. It’s possible
Debt Relief And Taxes Read More »
Would you want to know if savings bonds go down in value? I’ve had years of experience so I can tell you a lot about this topic. First and foremost, the majority know that savings bonds are insured against loss of principal by the federal government. You could, however, be penalized if you cash them
Can Savings Bonds Go Down In Value? Read More »
Would you like to know if REITs can sell a property? My experience tells me that the majority of REITs are equity REITs, which own and manage real estate that generates revenue. Rent is the main source of revenue—not the sale of assets. Though they are not burdensome, the regulations governing the ownership and administration
Can REITs Sell A Property? Read More »
Can REITs lose money? The danger of losing money is always present with investments. Run your computation to assist you in defining the REIT intrinsic values. However, from my experience, every rise in the short-term interest rate reduces the profit; in the preceding example, doubling the rate would result in no profit at all. Furthermore,
Can REITs Lose Money? Read More »
Would you want to know if REITs can make you rich? From what I’ve seen, real estate investment trusts (REITs) let buyers put money into business real estate without having to own and run the buildings themselves. Over time, REITs have shown to be effective in generating wealth. My research indicates that REITs have done
Can REITs Make You Rich Read More »
Can REITs issue bonds? From what I’ve seen, REITs can issue bonds, get unsecured and guaranteed loans, and use revolving lines of credit to get into cash. Over the last twenty years, bonds sold by real estate managers have experienced a lot. The real estate bubble fell, followed by the Euro Crisis in 2011 and
Can REITs Issue Bonds Read More »
Would you want to know if REITs distribute capital losses? My experience has taught me that each person and business has a unique way of knowing and meeting their tax responsibilities. This can change both your total tax bill and the chance of being audited. REITs and the people who own them are no different.
Can REITs Distribute Capital Losses Read More »
