Do you want to know if the length of a loan affects your credit score? Based on personal experience, obtaining a loan can have favorable and unfavorable consequences for one’s credit rating. Engaging in loan activity does not, by itself, have an adverse effect on one’s credit score. However, this may result in a transient […]
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Would you want to know if you get a refund for tax write-offs? According to my experience, the legislation states that any excess tax paid by an employee should be repaid upon application, with the possibility of a set-off against future tax dues. If you are self-employed, you may be eligible for a refund if
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Do you want to know if mortgage payments start right away? My experience has shown that since mortgages are paid on the first of each month and in arrears, you usually get your first payment on the first of the following month after moving into your new house for 30 days. Accordingly, your first payment
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Can you change the length of your loan? In my experience, the answer is yes. By extending or modifying the tenure of your loan, you can reduce your monthly payment or have additional time to repay a debt. However, this is only sometimes possible, and term extensions may result in increased interest payments throughout the
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Would you want to know how much savings I should have? From what I’ve seen, the right amount of savings accounts is different for each person, but having more than one may be a good idea in many situations. There is no maximum number of savings accounts an individual may maintain. The important thing is
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Would you like to know how many savings pods are current? Well, from what I’ve seen, the most that each savings pod can hold is $2,000. Customers can buy up to three savings pods, which cost a total of $6,000. Your Savings Pods can earn you up to 4.00% Annual Percentage Yield (“APY”) on amounts
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Would you want to know if you need to keep fuel receipts? I have experience that maintaining fuel receipts for business-related journeys is critical. These receipts verify your costs, allowing you to deduct them from your taxes. Personal travels, keep in mind, are not eligible for such deductions. As a general rule, however, no. Gasoline
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Would you want to know if you claim gas on taxes? My own experience indicates that, before 2018, the gas tax deduction was a legitimate business expenditure. Deducting employee business costs on an individual tax return is no longer possible. Driving to and from work has never been deductible as part of the commute. But
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Would you want to know if savings bonds can be transferred to another person? When you transfer a savings bond, you should think about taxes. Long ago, my husband’s dad had a lot of savings bonds that he bought in the 1990s and early 2000s. I did what he asked and found my worth. He’d
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Would you want to know if you can write off your Internet bill while working from home? My observations indicate that US workers who work from home cannot write off internet expenses. However, if you must use the Internet for business purposes, you can claim your Internet bill as a work-related expense and deduct it
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